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Living on Less

Living on less – credit

Since I was eighteen I have had at least one credit card. I don’t think I could survive without any credit cards. How would you book vacations or buy concert tickets? Isn’t the saying “Never leave home without it.”? Well I’ll tell you something, it’s time we try living with less available credit. Some of our friends don’t even have credit cards and they survive just fine. As we are down-sizing our belongings it makes sense to downsize our credit too.

We will be attempting to live with a $500 limit  cc.  So with a new frugal approach to credit we will now have to save for vacations in advance as well as car repairs, house insurance and all those other high priced life necessities.  What a novel approach. Is this what life felt like in 1982. I know my mom wouldn’t have gone into Shoppers for a pack of diapers and left with half the makeup department on her credit card. I think Gail would be proud of me. She is my guru. I like to think “What would Gail do?”. Gail would approve of not having access to a bunch of credit that a family could not pay off in a reasonable amount of time. That’s for sure!

Current savings as of June 20th

Vegas – $400

Mexico – $275

Savings Jar – 1 5cent canadian tire money

Current Debt

Way too much!!!!!

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About stephanieough

Wife, mom, concerned citizen of the earth. Striving towards intentional living rather than blindly following. Former Education Specialist for a corporation, I have now taken a step back to spend time with my family and work closer to home. Hoping to reduce our waste through refusing, reducing and reusing so that we will not have to recycle as much. Also, I love to explore zero-waste fast food and take pictures of my sucesses. I'm a fan of British comedies like Red Dwarf and Black Adder, Kevin Smith and his movies, Asian food, documentaries, biographies and going to Las Vegas on vacation. If someone told me I could only listen to the Beatles for the rest of my life I would die happy.

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