Since I was eighteen I have had at least one credit card. I don’t think I could survive without any credit cards. How would you book vacations or buy concert tickets? Isn’t the saying “Never leave home without it.”? Well I’ll tell you something, it’s time we try living with less available credit. Some of our friends don’t even have credit cards and they survive just fine. As we are down-sizing our belongings it makes sense to downsize our credit too.
We will be attempting to live with a $500 limit cc. So with a new frugal approach to credit we will now have to save for vacations in advance as well as car repairs, house insurance and all those other high priced life necessities. What a novel approach. Is this what life felt like in 1982. I know my mom wouldn’t have gone into Shoppers for a pack of diapers and left with half the makeup department on her credit card. I think Gail would be proud of me. She is my guru. I like to think “What would Gail do?”. Gail would approve of not having access to a bunch of credit that a family could not pay off in a reasonable amount of time. That’s for sure!
Current savings as of June 20th
Vegas – $400
Mexico – $275
Savings Jar – 1 5cent canadian tire money
Way too much!!!!!